The modern way to manage your money
Get clarity, confidence, and peace of mind for your finances. Track all of your account balances, transactions, and investments in one place. Collaborate with your partner and reach your financial goals faster.
The all-in-one money platform
Thrive brings together everything you need to manage your finances effectively. You can collaborate with your partner or financial advisor at no extra cost, and access it on web, iOS, and Android.
Best-in-class data connectivity
Monarch syncs with multiple financial data aggregators, more than any competitor, to give you the best chance at connecting all of your accounts and keeping them in sync.
Transaction rules to keep everything organized
Monarch uses AI to clean your transactions, and gets smarter over time. If you want more control, you can use transaction rules to predictably update merchant names, categories, tags, notes, and more to keep everything organized.
Flexible budgeting tools and rollovers
Create a budget with custom categories and rollovers to help you stay on track. You can budget every category, or budget at the group level, whatever works for you. We'll help you stay on track with automatic notifications.
See exactly where your money is going
Our diagrams and charts make it easy to see where every dollar of your hard-earned money is flowing, so you can track your spending patterns at a glance.
Track your progress on your financial goals
Track all of your financial goals and create a plan to achieve them. If you get off track, no problem! We'll always help you get back on track when life happens.
Search for anything
Monarch brings all of your financial data into one place and makes it easy to find exactly what you're looking for.
Security you can rely on
Monarch protects your data with bank-level security. Your login details are never stored and access to your accounts is limited to read-only, we cannot move your money.
No advertisements
At Monarch, we're committed to building the best product to improve your financial life. That means an uncluttered experience with no distracting ads, and we'll never sell your financial data to third parties.
The money app everyone is talking about
“Monarch Money is the best overall budget app for 2024. It's the best for anyone looking to cut expenses and increase savings—especially couples or families.”
“I looked at Monarch Money, NerdWallet, Rocket Money, Quicken Simplifi, and YNAB (You Need A Budget). My top pick? Monarch Money. Monarch is more than just a budgeting app. It provides everything you need to manage your personal finances.”
“Looking for a mint alternative? THIS IS IT! I wish I switched a long time ago. It does everything mint couldn't. Layout is amazing. Totally and completely worth the money!”
“It's beautifully designed and it just works, as advertised; Significantly fewer syncing issues than it's competitors.”
“Monarch Money has become one of the most hyped-up Mint alternatives among Reddit users since Mint is set to shut down in 2024.”
“Excellent interface, super easy to use. By far the best money management and planning app I've used.”
“Excellent interface, super easy to use. By far the best money management and planning app I've used.”
“Excellent interface, super easy to use. By far the best money management and planning app I've used.”
“Excellent interface, super easy to use. By far the best money management and planning app I've used.”
The modern way to manage your money
Monarch is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using Monarch to achieve financial resilience.